Silverstein-052313br0137State Senator Ira Silverstein (D–Chicago) introduced a plan this week requiring firearm owners to have at least $100,000 of insurance coverage for firearm related accidents.

“Illinois already requires liability insurance for a potentially life-threatening automobile accidents and an accidental discharge of a firearm can cause just as much—if not more—harm,” Silverstein said.

Any insurance policy would specifically protect a firearm owner from the cost of damages that are the result of negligence or willful acts. The policy would extend to a firearm carried by an individual or any gun owned by that person.

The proposal, Senate Bill 2646, would give Illinois State Police the authority to revoke a person’s Firearm Owner’s Identification card if he or she does not have the appropriate insurance. The State Police would also be able to deny a FOID card application if the person does not have coverage.

“This is about protecting the public and extending legal protection to individual firearm owners,” Silverstein said.

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